TarekKamal
Small businesses are the backbone of emerging economies — yet millions are locked out of capital. The problem is not willingness to lend. It is risk. We design credit guarantee schemes that shift that risk, unlock finance, and build markets that work for everyone.
Where Deep Practice
Meets Real Impact
Regardless of how small the equity that a micro or small business owner has invested in the business, it is often everything that they own. The biggest collateral they have to offer is that if the business should fail, they will have lost the ability to feed and shelter themselves and their families.
30 Years at the
Frontier of Finance
Tarek Kamal has spent over 30 years at the intersection of finance and development — working with governments, multilateral development banks, and financial institutions across the Caribbean, South Asia, Central Asia, the Middle East, and Africa.
His deepest expertise is in credit guarantee schemes: the instruments that shift risk, unlock capital, and make lending to small businesses viable at scale. He has been engaged in the planning and development of 11 credit guarantee schemes over the last six years, each with capacity building of women and youth entrepreneurs at their core.
Global Practice,
Grounded Experience
Writing from
the Frontline
Introducing
Infiniti CGS
The first dedicated SaaS platform for credit guarantee scheme management — built by a CGS practitioner, for CGS operators. Purpose-built for emerging markets and development finance institutions.
Practice Across
Four Continents
Consulting engagements across 16 countries. Hover or tap a pin to see assignment details.
Let's Work
Together
Whether you are designing a new credit guarantee scheme, reforming an existing programme, or exploring how Infiniti CGS could serve your institution — I would be glad to hear from you.